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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,463 | $51,642-60.4% | $129,384-84.2% | $80,935-74.7% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 18.51% | 20.78%-2.3pp | 9461.77%-9443.3pp | 35.66%-17.2pp |
| Employer contribution / active EE | $1,232 | $1,583-22.2% | $4,153-70.3% | $2,757-55.3% |
| Participant deferral / active EE | $3,422 | $2,670+28.2% | $4,166-17.9% | $4,299-20.4% |
| Admin fee / account holder | $2,551 | $4,312-40.8% | $7,686-66.8% | $6,924-63.2% |