Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,738 | $46,697-47.0% | $117,529-79.0% | $68,490-63.9% |
| Participation rate | 57.9% | 56.8%+1.1pp | 70.6%-12.7pp | 67.9%-10.0pp |
| Annual return | -20.97% | -14.52%-6.5pp | 29.77%-50.7pp | -7.85%-13.1pp |
| Employer contribution / active EE | $888 | $1,506-41.0% | $4,179-78.8% | $2,597-65.8% |
| Participant deferral / active EE | $3,134 | $2,637+18.8% | $4,072-23.0% | $4,028-22.2% |
| Admin fee / account holder | $491 | $4,023-87.8% | $5,645-91.3% | $5,403-90.9% |