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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,191 | $58,726-57.1% | $142,898-82.4% | $85,851-70.7% |
| Participation rate | 60.0% | 58.5%+1.5pp | 72.0%-12.0pp | 69.3%-9.3pp |
| Annual return | 14.19% | 27.73%-13.5pp | 5639.64%-5625.5pp | 318.63%-304.4pp |
| Employer contribution / active EE | $690 | $1,424-51.5% | $4,146-83.4% | $2,565-73.1% |
| Participant deferral / active EE | $1,907 | $2,609-26.9% | $3,838-50.3% | $3,952-51.7% |
| Admin fee / account holder | $29 | $4,234-99.3% | $6,560-99.6% | $6,261-99.5% |