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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,496 | $72,273-39.8% | $101,275-57.1% | $79,856-45.5% |
| Participation rate | 34.1% | 68.5%-34.3pp | 75.8%-41.7pp | 69.6%-35.5pp |
| Annual return | 15.62% | 22.30%-6.7pp | 46.48%-30.9pp | 31.71%-16.1pp |
| Employer contribution / active EE | $154 | $2,691-94.3% | $3,660-95.8% | $2,471-93.8% |
| Participant deferral / active EE | $1,581 | $3,282-51.8% | $4,371-63.8% | $3,741-57.7% |
| Admin fee / account holder | $139 | $4,401-96.8% | $5,948-97.7% | $5,306-97.4% |