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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,974 | $57,352-53.0% | $83,831-67.8% | $64,173-58.0% |
| Participation rate | 34.3% | 68.6%-34.3pp | 76.1%-41.9pp | 69.6%-35.3pp |
| Annual return | 0.00% | 11.38%-11.4pp | 850.99%-851.0pp | 7.63%-7.6pp |
| Employer contribution / active EE | $690 | $2,546-72.9% | $3,631-81.0% | $2,381-71.0% |
| Participant deferral / active EE | $2,177 | $2,993-27.3% | $4,082-46.7% | $3,470-37.3% |
| Admin fee / account holder | $343 | $4,046-91.5% | $5,479-93.7% | $4,887-93.0% |