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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,235 | $65,367-44.6% | $92,915-61.0% | $72,976-50.3% |
| Participation rate | 39.5% | 68.3%-28.8pp | 76.0%-36.5pp | 69.5%-30.0pp |
| Annual return | 20.19% | 42.11%-21.9pp | 109.45%-89.3pp | 81.02%-60.8pp |
| Employer contribution / active EE | $881 | $2,594-66.1% | $3,653-75.9% | $2,440-63.9% |
| Participant deferral / active EE | $2,432 | $3,128-22.3% | $4,238-42.6% | $3,608-32.6% |
| Admin fee / account holder | $18 | $4,251-99.6% | $5,796-99.7% | $5,124-99.6% |