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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,705 | $78,670-66.1% | $109,173-75.5% | $85,847-68.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 10.60% | 25.09%-14.5pp | 25.75%-15.2pp | 318.61%-308.0pp |
| Employer contribution / active EE | $4,820 | $2,734+76.3% | $3,723+29.5% | $2,565+87.9% |
| Participant deferral / active EE | $1,057 | $3,467-69.5% | $4,654-77.3% | $3,952-73.2% |
| Admin fee / account holder | $2,311 | $5,469-57.8% | $6,755-65.8% | $6,261-63.1% |