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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,914 | $56,894-80.8% | $84,753-87.1% | $62,881-82.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 14.57% | 6.30%+8.3pp | 22.78%-8.2pp | 20.14%-5.6pp |
| Employer contribution / active EE | $7,365 | $2,400+206.9% | $3,574+106.0% | $2,281+222.9% |
| Participant deferral / active EE | $977 | $2,709-63.9% | $3,712-73.7% | $3,203-69.5% |
| Admin fee / account holder | $418 | $3,581-88.3% | $5,333-92.2% | $4,296-90.3% |