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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,551 | $72,273-52.2% | $101,275-65.9% | $79,856-56.7% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 15.56% | 22.30%-6.7pp | 46.48%-30.9pp | 31.71%-16.2pp |
| Employer contribution / active EE | $5,978 | $2,691+122.1% | $3,660+63.3% | $2,471+141.9% |
| Participant deferral / active EE | $1,082 | $3,282-67.0% | $4,371-75.2% | $3,741-71.1% |
| Admin fee / account holder | $1,334 | $4,401-69.7% | $5,948-77.6% | $5,306-74.9% |