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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,007 | $148,623-44.8% | $135,974-39.7% | $139,466-41.2% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 17.18% | 79.30%-62.1pp | 68.30%-51.1pp | 373.66%-356.5pp |
| Employer contribution / active EE | $2,135 | $5,246-59.3% | $4,859-56.1% | $4,754-55.1% |
| Participant deferral / active EE | $5,009 | $8,103-38.2% | $7,760-35.4% | $6,712-25.4% |
| Admin fee / account holder | $1,632 | $12,406-86.8% | $10,767-84.8% | $11,409-85.7% |