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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,055 | $165,399-49.8% | $149,745-44.5% | $158,982-47.8% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 12.95% | 348.34%-335.4pp | 276.72%-263.8pp | 302.99%-290.0pp |
| Employer contribution / active EE | $2,973 | $5,105-41.8% | $4,646-36.0% | $4,763-37.6% |
| Participant deferral / active EE | $8,171 | $7,183+13.8% | $6,843+19.4% | $5,983+36.6% |
| Admin fee / account holder | $2,952 | $10,811-72.7% | $9,312-68.3% | $11,252-73.8% |