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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,870 | $178,174+24.0% | $156,181+41.4% | $137,256+60.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 18.59% | 84.19%-65.6pp | 64.87%-46.3pp | 220.34%-201.7pp |
| Employer contribution / active EE | $2,634 | $4,972-47.0% | $4,294-38.7% | $4,156-36.6% |
| Participant deferral / active EE | $4,800 | $6,888-30.3% | $6,132-21.7% | $6,407-25.1% |
| Admin fee / account holder | $7,354 | $17,404-57.7% | $14,586-49.6% | $12,270-40.1% |