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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,474 | $166,242+0.7% | $165,071+1.5% | $145,884+14.8% |
| Participation rate | 78.3% | 82.0%-3.8pp | 78.6%-0.4pp | 80.3%-2.0pp |
| Annual return | 20.92% | 100.44%-79.5pp | 70.17%-49.3pp | 551.85%-530.9pp |
| Employer contribution / active EE | $2,171 | $5,283-58.9% | $4,347-50.1% | $4,662-53.4% |
| Participant deferral / active EE | $4,339 | $6,964-37.7% | $6,035-28.1% | $6,690-35.1% |
| Admin fee / account holder | $10,149 | $16,658-39.1% | $12,695-20.1% | $13,392-24.2% |