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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,763 | $150,442+10.8% | $136,295+22.4% | $147,585+13.0% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 24.73% | 1049.09%-1024.4pp | 5155.97%-5131.2pp | 578.56%-553.8pp |
| Employer contribution / active EE | $3,494 | $5,256-33.5% | $4,695-25.6% | $4,876-28.3% |
| Participant deferral / active EE | $7,926 | $6,630+19.5% | $6,247+26.9% | $5,439+45.7% |
| Admin fee / account holder | $643 | $10,905-94.1% | $9,243-93.0% | $10,885-94.1% |