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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,823 | $176,105+5.5% | $159,474+16.5% | $167,536+10.9% |
| Participation rate | 95.8% | 85.0%+10.9pp | 82.8%+13.0pp | 82.1%+13.7pp |
| Annual return | 19.56% | 331.91%-312.4pp | 263.68%-244.1pp | 478.82%-459.3pp |
| Employer contribution / active EE | $4,384 | $5,299-17.3% | $4,831-9.2% | $4,839-9.4% |
| Participant deferral / active EE | $8,841 | $7,751+14.1% | $7,353+20.2% | $6,342+39.4% |
| Admin fee / account holder | $5,324 | $12,559-57.6% | $10,802-50.7% | $12,315-56.8% |