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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,851 | $124,330-75.2% | $109,173-71.7% | $167,536-81.6% |
| Participation rate | 91.7% | 79.5%+12.2pp | 75.9%+15.8pp | 82.1%+9.6pp |
| Annual return | 7.19% | 26.04%-18.9pp | 25.75%-18.6pp | 478.82%-471.6pp |
| Employer contribution / active EE | $2,320 | $4,209-44.9% | $3,723-37.7% | $4,839-52.1% |
| Participant deferral / active EE | $2,674 | $5,256-49.1% | $4,654-42.5% | $6,342-57.8% |
| Admin fee / account holder | $37,301 | $7,974+367.8% | $6,755+452.2% | $12,315+202.9% |