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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,322 | $97,732-65.9% | $83,831-60.3% | $135,380-75.4% |
| Participation rate | 84.6% | 80.0%+4.7pp | 76.1%+8.5pp | 82.6%+2.0pp |
| Annual return | -7.63% | 1287.56%-1295.2pp | 850.99%-858.6pp | 519.81%-527.4pp |
| Employer contribution / active EE | $2,802 | $4,222-33.6% | $3,631-22.8% | $4,779-41.4% |
| Participant deferral / active EE | $6,736 | $4,683+43.9% | $4,082+65.0% | $5,609+20.1% |
| Admin fee / account holder | $494 | $6,675-92.6% | $5,479-91.0% | $10,828-95.4% |