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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,853 | $115,814-53.5% | $101,275-46.8% | $158,982-66.1% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.7pp |
| Annual return | 15.66% | 56.16%-40.5pp | 46.48%-30.8pp | 302.99%-287.3pp |
| Employer contribution / active EE | $9,709 | $4,176+132.5% | $3,660+165.3% | $4,763+103.8% |
| Participant deferral / active EE | $3,731 | $4,958-24.8% | $4,371-14.6% | $5,983-37.6% |
| Admin fee / account holder | $1,094 | $7,249-84.9% | $5,948-81.6% | $11,252-90.3% |