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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,327 | $198,457+37.2% | $170,435+59.8% | $147,586+84.5% |
| Participation rate | 88.9% | 88.0%+0.9pp | 83.6%+5.3pp | 82.8%+6.1pp |
| Annual return | 14.90% | 257.30%-242.4pp | 205.94%-191.0pp | 578.59%-563.7pp |
| Employer contribution / active EE | $10,405 | $6,183+68.3% | $5,432+91.5% | $4,876+113.4% |
| Participant deferral / active EE | $8,042 | $5,629+42.9% | $4,939+62.8% | $5,439+47.9% |
| Admin fee / account holder | $8,298 | $16,852-50.8% | $13,881-40.2% | $10,886-23.8% |