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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $561,550 | $181,062+210.1% | $158,223+254.9% | $155,188+261.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.70% | 57.39%-42.7pp | 52.09%-37.4pp | 148.84%-134.1pp |
| Employer contribution / active EE | $69,349 | $4,565+1419.2% | $4,109+1587.8% | $4,248+1532.6% |
| Participant deferral / active EE | $70,103 | $6,134+1042.8% | $5,467+1182.3% | $6,531+973.4% |
| Admin fee / account holder | $6,381 | $18,825-66.1% | $16,047-60.2% | $14,480-55.9% |