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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,219 | $102,393+12.5% | $147,041-21.6% | $80,911+42.4% |
| Participation rate | 69.6% | 75.9%-6.3pp | 82.2%-12.6pp | 67.6%+1.9pp |
| Annual return | 27.06% | 134.95%-107.9pp | 419.21%-392.1pp | 35.63%-8.6pp |
| Employer contribution / active EE | $3,797 | $3,715+2.2% | $4,935-23.1% | $2,756+37.8% |
| Participant deferral / active EE | $6,823 | $6,647+2.6% | $8,071-15.5% | $4,297+58.8% |
| Admin fee / account holder | $2,923 | $7,943-63.2% | $13,006-77.5% | $6,935-57.8% |