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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,686 | $93,598+14.0% | $135,974-21.5% | $75,173+41.9% |
| Participation rate | 67.3% | 75.2%-7.8pp | 81.9%-14.6pp | 67.2%+0.1pp |
| Annual return | 24.47% | 30.89%-6.4pp | 68.30%-43.8pp | 160.72%-136.2pp |
| Employer contribution / active EE | $2,962 | $3,538-16.3% | $4,859-39.0% | $2,671+10.9% |
| Participant deferral / active EE | $5,907 | $6,405-7.8% | $7,760-23.9% | $4,126+43.2% |
| Admin fee / account holder | $16,137 | $6,978+131.3% | $10,767+49.9% | $5,651+185.6% |