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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,583 | $88,707-70.0% | $74,184-64.2% | $273,972-90.3% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.6%-19.5pp | 83.0%-25.9pp |
| Annual return | 8.09% | 11.94%-3.8pp | 17.74%-9.6pp | 41.46%-33.4pp |
| Employer contribution / active EE | $1,133 | $3,159-64.1% | $2,370-52.2% | $4,869-76.7% |
| Participant deferral / active EE | $2,672 | $4,212-36.6% | $3,550-24.7% | $5,287-49.5% |
| Admin fee / account holder | $1,734 | $8,717-80.1% | $5,586-69.0% | $10,133-82.9% |