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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,706 | $110,212-44.9% | $96,534-37.1% | $139,466-56.5% |
| Participation rate | 53.3% | 78.1%-24.8pp | 76.0%-22.6pp | 80.3%-27.0pp |
| Annual return | 10.49% | 26.42%-15.9pp | 25.88%-15.4pp | 373.66%-363.2pp |
| Employer contribution / active EE | $1,277 | $3,620-64.7% | $2,965-57.0% | $4,754-73.1% |
| Participant deferral / active EE | $2,405 | $5,547-56.7% | $4,851-50.4% | $6,712-64.2% |
| Admin fee / account holder | $5,592 | $11,599-51.8% | $8,253-32.2% | $11,409-51.0% |