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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,082 | $150,442-74.0% | $136,295-71.3% | $147,585-73.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.53% | 1049.09%-1031.6pp | 5155.97%-5138.4pp | 578.56%-561.0pp |
| Employer contribution / active EE | $5,375 | $5,256+2.3% | $4,695+14.5% | $4,876+10.2% |
| Participant deferral / active EE | $4,478 | $6,630-32.5% | $6,247-28.3% | $5,439-17.7% |
| Admin fee / account holder | $351 | $10,905-96.8% | $9,243-96.2% | $10,885-96.8% |