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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,379 | $82,678-47.5% | $125,391-65.4% | $68,490-36.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -7.22% | -5.97%-1.2pp | 572.41%-579.6pp | -7.85%+0.6pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,993 | $6,111-51.0% | $7,448-59.8% | $4,028-25.7% |
| Admin fee / account holder | $5,225 | $6,277-16.8% | $10,009-47.8% | $5,403-3.3% |