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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,447,575 | $57,057+2437.1% | $85,009+1602.8% | $80,874+1689.9% |
| Participation rate | 16.0% | 56.4%-40.4pp | 67.5%-51.5pp | 67.6%-51.6pp |
| Annual return | -3.73% | 21.66%-25.4pp | 66.47%-70.2pp | 35.62%-39.3pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,728-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $0 | $3,112-100.0% | $4,522-100.0% | $4,297-100.0% |
| Admin fee / account holder | $0 | $4,986-100.0% | $6,153-100.0% | $6,935-100.0% |