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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,002 | $73,978-68.9% | $96,515-76.2% | $75,173-69.4% |
| Participation rate | 52.6% | 66.4%-13.8pp | 74.3%-21.7pp | 67.2%-14.6pp |
| Annual return | 21.86% | 26.72%-4.9pp | 35.73%-13.9pp | 160.72%-138.9pp |
| Employer contribution / active EE | $1,121 | $2,931-61.8% | $3,740-70.0% | $2,671-58.0% |
| Participant deferral / active EE | $2,021 | $3,660-44.8% | $4,880-58.6% | $4,126-51.0% |
| Admin fee / account holder | $472 | $5,219-90.9% | $6,735-93.0% | $5,651-91.6% |