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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,598 | $57,352-90.2% | $83,831-93.3% | $64,173-91.3% |
| Participation rate | 60.5% | 68.6%-8.1pp | 76.1%-15.7pp | 69.6%-9.1pp |
| Annual return | -37.73% | 11.38%-49.1pp | 850.99%-888.7pp | 7.63%-45.4pp |
| Employer contribution / active EE | $631 | $2,546-75.2% | $3,631-82.6% | $2,381-73.5% |
| Participant deferral / active EE | $2,331 | $2,993-22.1% | $4,082-42.9% | $3,470-32.8% |
| Admin fee / account holder | $149 | $4,046-96.3% | $5,479-97.3% | $4,887-97.0% |