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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,494 | $109,863-72.2% | $98,477-69.0% | $167,518-81.8% |
| Participation rate | 83.3% | 75.8%+7.5pp | 73.3%+10.0pp | 82.1%+1.2pp |
| Annual return | 13.98% | 1958.09%-1944.1pp | 1493.59%-1479.6pp | 478.71%-464.7pp |
| Employer contribution / active EE | $443 | $3,225-86.3% | $2,961-85.0% | $4,838-90.8% |
| Participant deferral / active EE | $2,767 | $4,673-40.8% | $4,276-35.3% | $6,342-56.4% |
| Admin fee / account holder | $2,532 | $6,755-62.5% | $5,951-57.4% | $12,312-79.4% |