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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,907 | $57,305-26.9% | $86,640-51.6% | $75,173-44.3% |
| Participation rate | 87.9% | 63.2%+24.7pp | 71.7%+16.2pp | 67.2%+20.7pp |
| Annual return | 18.50% | 2674.24%-2655.7pp | 592.52%-574.0pp | 160.72%-142.2pp |
| Employer contribution / active EE | $5,567 | $2,316+140.4% | $3,024+84.1% | $2,671+108.4% |
| Participant deferral / active EE | $5,432 | $3,320+63.6% | $4,438+22.4% | $4,126+31.6% |
| Admin fee / account holder | $361 | $4,116-91.2% | $5,616-93.6% | $5,651-93.6% |