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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,710 | $80,992-26.3% | $96,534-38.1% | $75,173-20.6% |
| Participation rate | 38.9% | 71.8%-32.9pp | 76.0%-37.1pp | 67.2%-28.3pp |
| Annual return | 17.41% | 27.05%-9.6pp | 25.88%-8.5pp | 160.72%-143.3pp |
| Employer contribution / active EE | $1,030 | $2,283-54.9% | $2,965-65.3% | $2,671-61.4% |
| Participant deferral / active EE | $2,004 | $3,929-49.0% | $4,851-58.7% | $4,126-51.4% |
| Admin fee / account holder | $339 | $6,717-95.0% | $8,253-95.9% | $5,651-94.0% |