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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,294 | $107,368-60.6% | $92,915-54.5% | $152,909-72.3% |
| Participation rate | 65.0% | 79.8%-14.8pp | 76.0%-11.0pp | 82.5%-17.5pp |
| Annual return | 22.33% | 145.64%-123.3pp | 109.45%-87.1pp | 345.46%-323.1pp |
| Employer contribution / active EE | $1,462 | $4,222-65.4% | $3,653-60.0% | $4,764-69.3% |
| Participant deferral / active EE | $3,516 | $4,848-27.5% | $4,238-17.0% | $5,851-39.9% |
| Admin fee / account holder | $6,673 | $7,082-5.8% | $5,796+15.1% | $11,601-42.5% |