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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,811 | $71,873-32.1% | $86,698-43.7% | $68,490-28.7% |
| Participation rate | 38.2% | 72.2%-34.0pp | 76.6%-38.4pp | 67.9%-29.7pp |
| Annual return | -17.77% | 3.54%-21.3pp | 35.96%-53.7pp | -7.85%-9.9pp |
| Employer contribution / active EE | $1,057 | $2,173-51.4% | $2,837-62.7% | $2,597-59.3% |
| Participant deferral / active EE | $1,963 | $3,779-48.1% | $4,656-57.8% | $4,028-51.3% |
| Admin fee / account holder | $7,625 | $6,110+24.8% | $7,492+1.8% | $5,403+41.1% |