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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,805 | $181,062-47.6% | $158,223-40.1% | $155,188-38.9% |
| Participation rate | 76.2% | 82.7%-6.5pp | 79.2%-3.0pp | 80.8%-4.6pp |
| Annual return | 20.10% | 57.39%-37.3pp | 52.09%-32.0pp | 148.84%-128.7pp |
| Employer contribution / active EE | $6,201 | $4,565+35.9% | $4,109+50.9% | $4,248+46.0% |
| Participant deferral / active EE | $4,538 | $6,134-26.0% | $5,467-17.0% | $6,531-30.5% |
| Admin fee / account holder | $3,882 | $18,825-79.4% | $16,047-75.8% | $14,480-73.2% |