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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,895 | $175,259-69.8% | $149,723-64.7% | $139,487-62.1% |
| Participation rate | 85.0% | 83.4%+1.6pp | 78.8%+6.2pp | 80.3%+4.7pp |
| Annual return | 21.64% | 166.82%-145.2pp | 134.50%-112.9pp | 373.84%-352.2pp |
| Employer contribution / active EE | $5,036 | $5,478-8.1% | $4,821+4.5% | $4,755+5.9% |
| Participant deferral / active EE | $3,034 | $6,522-53.5% | $5,682-46.6% | $6,713-54.8% |
| Admin fee / account holder | $886 | $16,158-94.5% | $13,215-93.3% | $11,407-92.2% |