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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,968 | $202,342-90.6% | $172,753-89.0% | $152,909-87.6% |
| Participation rate | 94.4% | 87.1%+7.4pp | 82.6%+11.8pp | 82.5%+12.0pp |
| Annual return | 26.17% | 1029.88%-1003.7pp | 803.00%-776.8pp | 345.46%-319.3pp |
| Employer contribution / active EE | $5,176 | $5,857-11.6% | $5,144+0.6% | $4,764+8.7% |
| Participant deferral / active EE | $2,462 | $5,948-58.6% | $5,198-52.6% | $5,851-57.9% |
| Admin fee / account holder | $575 | $17,112-96.6% | $13,956-95.9% | $11,601-95.0% |