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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,612 | $217,432-64.8% | $185,849-58.8% | $167,536-54.3% |
| Participation rate | 50.0% | 86.1%-36.1pp | 81.7%-31.7pp | 82.1%-32.1pp |
| Annual return | 18.37% | 148.42%-130.0pp | 122.10%-103.7pp | 478.82%-460.4pp |
| Employer contribution / active EE | $5,300 | $5,875-9.8% | $5,169+2.5% | $4,839+9.5% |
| Participant deferral / active EE | $10,925 | $6,357+71.8% | $5,569+96.2% | $6,342+72.3% |
| Admin fee / account holder | $257 | $19,818-98.7% | $16,244-98.4% | $12,315-97.9% |