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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,309 | $209,422-82.2% | $178,503-79.1% | $158,982-76.5% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 65.34% | 188.81%-123.5pp | 151.12%-85.8pp | 302.99%-237.6pp |
| Employer contribution / active EE | $4,400 | $5,707-22.9% | $5,011-12.2% | $4,763-7.6% |
| Participant deferral / active EE | $7,225 | $5,955+21.3% | $5,202+38.9% | $5,983+20.7% |
| Admin fee / account holder | $95 | $17,079-99.4% | $13,987-99.3% | $11,252-99.2% |