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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,408 | $165,399+33.9% | $149,745+47.9% | $158,982+39.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 199.44% | 348.34%-148.9pp | 276.72%-77.3pp | 302.99%-103.5pp |
| Employer contribution / active EE | $7,897 | $5,105+54.7% | $4,646+70.0% | $4,763+65.8% |
| Participant deferral / active EE | $16,089 | $7,183+124.0% | $6,843+135.1% | $5,983+168.9% |
| Admin fee / account holder | $1,082 | $10,811-90.0% | $9,312-88.4% | $11,252-90.4% |