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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,408 | $165,351+33.9% | $149,710+47.9% | $158,931+39.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 199.44% | 348.19%-148.7pp | 276.63%-77.2pp | 302.86%-103.4pp |
| Employer contribution / active EE | $7,897 | $5,103+54.7% | $4,645+70.0% | $4,761+65.8% |
| Participant deferral / active EE | $16,089 | $7,181+124.0% | $6,842+135.1% | $5,982+168.9% |
| Admin fee / account holder | $1,082 | $10,807-90.0% | $9,309-88.4% | $11,247-90.4% |