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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,500 | $176,120+5.9% | $159,487+16.9% | $167,553+11.3% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 14.58% | 331.95%-317.4pp | 263.71%-249.1pp | 478.89%-464.3pp |
| Employer contribution / active EE | $5,335 | $5,299+0.7% | $4,831+10.4% | $4,840+10.2% |
| Participant deferral / active EE | $10,307 | $7,752+33.0% | $7,354+40.2% | $6,343+62.5% |
| Admin fee / account holder | $1,111 | $12,561-91.2% | $10,804-89.7% | $12,316-91.0% |