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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,089 | $124,314-75.0% | $109,163-71.5% | $167,518-81.4% |
| Participation rate | 66.7% | 79.4%-12.8pp | 75.9%-9.2pp | 82.1%-15.4pp |
| Annual return | 13.08% | 26.04%-13.0pp | 25.75%-12.7pp | 478.71%-465.6pp |
| Employer contribution / active EE | $384 | $4,209-90.9% | $3,723-89.7% | $4,838-92.1% |
| Participant deferral / active EE | $4,784 | $5,256-9.0% | $4,654+2.8% | $6,342-24.6% |
| Admin fee / account holder | $0 | $7,973-100.0% | $6,754-100.0% | $12,312-100.0% |