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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,959 | $102,429+64.0% | $147,096+14.2% | $80,925+107.6% |
| Participation rate | 85.7% | 75.9%+9.9pp | 82.2%+3.5pp | 67.7%+18.1pp |
| Annual return | 16.90% | 135.02%-118.1pp | 419.75%-402.9pp | 35.65%-18.8pp |
| Employer contribution / active EE | $15,070 | $3,716+305.6% | $4,936+205.3% | $2,756+446.8% |
| Participant deferral / active EE | $11,361 | $6,649+70.9% | $8,071+40.8% | $4,299+164.3% |
| Admin fee / account holder | $2,855 | $7,957-64.1% | $13,005-78.1% | $6,940-58.9% |