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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,974 | $202,342-64.4% | $172,752-58.3% | $152,897-52.9% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 29.86% | 1029.83%-1000.0pp | 802.97%-773.1pp | 345.43%-315.6pp |
| Employer contribution / active EE | $5,147 | $5,858-12.1% | $5,144+0.1% | $4,764+8.0% |
| Participant deferral / active EE | $8,768 | $5,948+47.4% | $5,198+68.7% | $5,851+49.8% |
| Admin fee / account holder | $10,422 | $17,111-39.1% | $13,955-25.3% | $11,599-10.2% |