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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,267 | $82,674-11.4% | $125,381-41.6% | $68,486+7.0% |
| Participation rate | 92.0% | 75.1%+16.9pp | 82.4%+9.6pp | 67.9%+24.1pp |
| Annual return | -16.45% | -5.97%-10.5pp | 572.31%-588.8pp | -7.85%-8.6pp |
| Employer contribution / active EE | $5,687 | $3,382+68.2% | $4,815+18.1% | $2,597+119.0% |
| Participant deferral / active EE | $8,875 | $6,111+45.2% | $7,448+19.2% | $4,028+120.4% |
| Admin fee / account holder | $4,577 | $6,277-27.1% | $10,007-54.3% | $5,404-15.3% |