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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,959 | $102,422+64.0% | $147,117+14.2% | $80,959+107.5% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.0pp |
| Annual return | 16.90% | 135.16%-118.3pp | 420.54%-403.6pp | 35.67%-18.8pp |
| Employer contribution / active EE | $15,070 | $3,717+305.4% | $4,932+205.5% | $2,757+446.6% |
| Participant deferral / active EE | $11,361 | $6,652+70.8% | $8,065+40.9% | $4,300+164.2% |
| Admin fee / account holder | $2,855 | $7,953-64.1% | $12,993-78.0% | $6,925-58.8% |