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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,102 | $106,524+83.2% | $152,301+28.1% | $87,485+123.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 16.22% | 26.89%-10.7pp | 80.50%-64.3pp | 26.06%-9.8pp |
| Employer contribution / active EE | $16,568 | $3,371+391.4% | $4,624+258.3% | $2,596+538.2% |
| Participant deferral / active EE | $13,272 | $6,525+103.4% | $8,004+65.8% | $4,274+210.6% |
| Admin fee / account holder | $3,464 | $8,287-58.2% | $14,398-75.9% | $7,775-55.4% |