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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,102 | $106,749+82.8% | $145,433+34.2% | $82,448+136.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 16.22% | 27.59%-11.4pp | 66.58%-50.4pp | 41.64%-25.4pp |
| Employer contribution / active EE | $16,568 | $3,444+381.0% | $4,554+263.8% | $2,551+549.5% |
| Participant deferral / active EE | $13,272 | $6,519+103.6% | $7,897+68.1% | $4,139+220.6% |
| Admin fee / account holder | $3,464 | $8,390-58.7% | $13,129-73.6% | $7,234-52.1% |