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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,844 | $160,040+138.6% | $147,096+159.6% | $145,877+161.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 10.91% | 98.49%-87.6pp | 419.75%-408.8pp | 551.28%-540.4pp |
| Employer contribution / active EE | $2,290 | $5,289-56.7% | $4,936-53.6% | $4,663-50.9% |
| Participant deferral / active EE | $7,675 | $8,429-8.9% | $8,071-4.9% | $6,691+14.7% |
| Admin fee / account holder | $4,125 | $15,050-72.6% | $13,005-68.3% | $13,402-69.2% |