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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,844 | $160,028+138.6% | $147,080+159.6% | $145,884+161.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 10.91% | 98.60%-87.7pp | 420.17%-409.3pp | 551.85%-540.9pp |
| Employer contribution / active EE | $2,290 | $5,286-56.7% | $4,933-53.6% | $4,662-50.9% |
| Participant deferral / active EE | $7,675 | $8,422-8.9% | $8,066-4.9% | $6,690+14.7% |
| Admin fee / account holder | $4,125 | $15,030-72.6% | $12,989-68.2% | $13,392-69.2% |