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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,931 | $198,457-20.4% | $170,435-7.3% | $147,586+7.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 7.53% | 257.30%-249.8pp | 205.94%-198.4pp | 578.59%-571.1pp |
| Employer contribution / active EE | $8,086 | $6,183+30.8% | $5,432+48.8% | $4,876+65.8% |
| Participant deferral / active EE | $8,593 | $5,629+52.6% | $4,939+74.0% | $5,439+58.0% |
| Admin fee / account holder | $1,157 | $16,852-93.1% | $13,881-91.7% | $10,886-89.4% |