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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,363 | $202,342+1.5% | $172,753+18.9% | $152,909+34.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 12.17% | 1029.88%-1017.7pp | 803.00%-790.8pp | 345.46%-333.3pp |
| Employer contribution / active EE | $8,479 | $5,857+44.8% | $5,144+64.8% | $4,764+78.0% |
| Participant deferral / active EE | $8,737 | $5,948+46.9% | $5,198+68.1% | $5,851+49.3% |
| Admin fee / account holder | $1,027 | $17,112-94.0% | $13,956-92.6% | $11,601-91.1% |