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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,333 | $160,040-31.1% | $147,096-25.0% | $145,877-24.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.71% | 98.49%-86.8pp | 419.75%-408.0pp | 551.28%-539.6pp |
| Employer contribution / active EE | $4,982 | $5,289-5.8% | $4,936+0.9% | $4,663+6.8% |
| Participant deferral / active EE | $19,223 | $8,429+128.1% | $8,071+138.2% | $6,691+187.3% |
| Admin fee / account holder | $1,563 | $15,050-89.6% | $13,005-88.0% | $13,402-88.3% |