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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,808 | $156,398-4.2% | $147,318+1.7% | $138,895+7.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.58% | 78.75%-63.2pp | 70.43%-54.9pp | 145.39%-129.8pp |
| Employer contribution / active EE | $9,110 | $4,853+87.7% | $4,593+98.3% | $4,194+117.2% |
| Participant deferral / active EE | $12,732 | $8,237+54.6% | $7,906+61.0% | $6,396+99.1% |
| Admin fee / account holder | $2,020 | $14,976-86.5% | $13,708-85.3% | $12,562-83.9% |